Chances are, you can't name all the auto insurance companies out there, but chances are you've heard of some of the larger insurers, such as Allstate, Geico, Progressive, and State Farm. Together, these four companies account for more than half of the personal auto insurance market in the U.S. UU. You've probably heard of the other companies that also round out the top 10 list.
Larger insurers may have advantages over smaller auto insurance companies, such as greater financial strength and stability, a wider network of claims agents and adjusters, 24-hour customer service, and better apps and websites. State Farm, the country's largest auto insurance company, offers policies across the country, except for Massachusetts and Rhode Island. Coverage is sold exclusively by captive agents, meaning they only sell State Farm products. However, if you don't want to work with an agent, you can get a quote online.
There is also a mobile application that allows you to contact roadside assistance, file claims and view your insurance card. State Farm offers many other types of policies, including insurance for renters, businesses, homes, boats, off-road vehicles and commercial cars. In some cases, discounts are available for drivers who purchase more than one type of policy. Some customers in certain states may not be able to get a quote over the phone, but drivers in all states can get a quote through the company's website, app, or local Geico agent.
In addition to car insurance, Geico offers general liability coverage and insures motorcycles and off-road vehicles. Auto insurance discounts are available to customers who purchase other policies, such as home insurance, from companies that have partnerships with Geico. Progressive auto insurance policies are available in all 50 states and in Washington, DC, C. You can purchase coverage online, by phone, or through an agent.
You can manage your policy with a mobile app and get help from a digital voice assistant through Google Home. In addition to auto insurance, Progressive sells supplemental liability policies, commercial auto insurance, and coverage for other vehicles, such as boats and snowmobiles. Auto insurance discounts are offered to customers who purchase other policies, such as home insurance, from Progressive partner companies. Allstate sells auto insurance and a wide range of other products through agents in all 50 states and in Washington, DC, C.
You can find an agent or get a quote on the Allstate website; the company's mobile app allows you to manage your coverage, pay your bill and check claims. Discounts are available if you combine your car insurance with other Allstate policies or if you own a new car. Coverage is available for homeowners, renters, landlords, ships, businesses and more. USAA often offers some of the lowest auto insurance rates among the large companies that NerdWallet compares.
However, the USAA is only available to active military personnel, veterans and their families. USAA offers online quotes and a mobile application for paying bills, filing claims or downloading insurance cards. In addition to auto insurance, USAA sells life insurance, supplemental policies, and insurance for homeowners, renters and homeowners. Liberty Mutual sells insurance in all 50 states and in Washington, DC.
The insurer's mobile app allows you to pay bills, track claims and get roadside assistance. Liberty Mutual auto insurance customers can add coverage for vintage or classic cars, ATVs, and recreational vehicles. The company also sells a wide range of other coverages, including policies for landlords and tenants. Farmers sells auto insurance through agents in every state, except Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont, Washington, DC, C.
The company also temporarily stopped selling auto insurance in Florida. However, current customers are not affected by this change. You can contact an agent and get a quote on the Farmers website. There's also a mobile app for paying bills, getting a digital insurance ID card, and more.
In some cases, discounts are offered to combine car insurance with other types of coverage. In addition to auto insurance, Farmers sells supplemental and life insurance for homeowners, renters, homeowners, businesses, motorcycles and others. Discounts are available if you set up automatic payments or combine your car insurance with some of the other policies offered by Nationwide. The insurer sells insurance for homes, life, condominiums, renters, motorcycles and boats, among other products.
Travelers sells auto insurance through agents in 42 states and in Washington, DC, DC. Policies are available through agents or online. The company's website and mobile app allow you to pay bills, file claims and contact your agent for help. NerdWallet's average fees are based on public statements obtained by price analysis firm Quadrant Information Services.
We examined rates for men and women in their 40s for all zip codes in any of the 50 states and Washington, DC, C. Regardless of what you pay in your area for Liberty Mutual coverage, the insurer offers a number of discounts that make it easy for many people to save money. The use of sales data is useful, since some of the largest insurance companies in the United States are not publicly traded and, therefore, their market value cannot be easily determined. However, larger domestic insurance companies tend to have a wider variety of coverage options and discounts, in addition to high-quality websites and mobile applications.
It offers insurance products ranging from property and accident policies to health and life insurance for corporate and individual customers. A new and much smaller club like Rutgers Insurance Club must demonstrate that it offers as much value as the big shots, if not more so. Includes life insurance, annuity considerations, deposit-type contract funds and other considerations, and accident and health insurance. Berkshire offers primary insurance and property and accident risk reinsurance through companies such as GEICO, Berkshire Hathaway Reinsurance Group, Berkshire Hathaway Primary Group, General Re, National Indemnity Company and others.
Travelers also sells supplemental policies and insurance for homes, condominiums, boats, renters, landlords, weddings and jewelry. It operates several subsidiaries that offer property, life, pension and health insurance products, as well as reinsurance and several other offerings. Enrolling in IntelliDrive can lower your annual insurance rates by up to 20% if you show good driving habits. Policygenius also analyzed the car insurance rates provided by Quadrant Information Services for each zip code in the 50 states plus Washington, D.
As a result, insurance providers that use the human touch can more easily address consumer needs and achieve higher sales closing rates. Nationwide also offers a number of discounts that could make your auto insurance even more affordable. USAA is one of the best and cheapest insurance companies in the country for the military and their families. .