Look for a new policy after any major life event. December is often a good time to shop, as auto insurers set their rates for next year. Look for car insurance every six months or at least once a year. Start searching two months in advance.
If you don't have that much time or want to make a change sooner, InsuraMatch can help and help you find rates quickly and easily. Just call us at (84) 300-3364 to speak with one of our expert insurance advisors. It's generally best to buy car insurance before buying your new vehicle. If you already have car insurance for another vehicle, you may not have to buy another plan yet.
Most insurance companies offer a short grace period in which your new car is covered. However, depending on the dealer and if you're buying your new car with a loan, you may need to have proof of insurance before taking your new car home. Wondering how to insure your new car? The truth is, your current insurance policy will cover your new car the moment you leave it out of the parking lot, usually with the same level of coverage as your old car. But if you don't have liability or physical harm protection, you could end up stuck at the dealership or, even worse, break the law.
If you're adding a vehicle to your policy or replacing one, your current policy should also cover the new car, so you don't need a new policy before driving the vehicle home. Some car insurance companies are open on weekends, but in general, you'll have to wait until one business day to add a vehicle to your policy or buy insurance for the first time. When you buy a new car, your insurance company will provide you with a grace period of between seven and 30 days to update your policy with your new vehicle. If you're looking for a new insurance provider for a car that you're interested in buying, it's best to get quotes from several different providers.
Learn more about the schedule for getting insurance, and then check out some of the country's best auto insurance companies. If you are buying a vehicle from a private seller, they generally won't ask for proof of insurance before leaving with the new car. According to Policygenius, you should avoid driving your new car home entirely, unless you still have existing coverage. Another benefit of starting to buy early is that many insurers will offer you an early booking discount.
If this is your first car purchase and you don't yet have car insurance coverage, you must purchase insurance before you can take possession of the car. Steer Clear is a driving upgrade program that encourages safe driving habits in customers under 25, while Drive Safe & Save monitors the driving habits of drivers of all ages to help them save on car insurance. In most cases, you may want to purchase an insurance plan before buying a new car to ensure you have sufficient coverage. An insurance agent can also help you explore possible policy options to find the best auto insurance for your needs.
If you just bought a car or home for the first time, you may be in the process of buying insurance for the first time. If you currently have insurance and plan to stay with the same provider, you'll need to notify them that you're buying a new car. In other cases, such as in Wisconsin, auto insurance companies can cancel your plan the moment you don't reach the expiration date.